Professional Liability in Lexington, KY

At MSM Insurance Services, we help businesses in Lexington, Kentucky and the surrounding areas with their professional liability insurance.  It can be confusing when the two major types of business policies are presented: General Liability and Professional Liability.  To put simply, general liability covers physical injury to people or damage to property while professional liability protects against negligence related to business services or consulting advice.  Professional liability covers lawyer fees, court costs, and settlements when faced with a lawsuit from an unhappy client.  The client might claim the business erred in their promises or omitted key facets of their process, which is why professional liability is often referred to as Errors and Omissions Insurance (E&O).  Specific examples of a claim would be:

• Attorney allegedly misrepresented client.
• Doctor failed to properly diagnose a patient's cancer.
• Massage therapist allegedly caused tissue damage resulting from the massage.
• Real estate agent failed to disclose a home's defects.
• General contractor failed to finish construction on time.

For businesses offering services or advice, professional liability insurance is a must.  In today's modern where the prevalence to sue continues to grow, we highly recommend the following professionals in Lexington, Kentucky get E&O insurance: 

• Accountants
• Attorneys
• Contractors
• Counselors
• Dentists
• Doctors
• Engineers
• Marketing Agencies
• Personal Trainers
• Photographers
• Real Estate Agents

Professional liability will ensure your business can still thrive in the face of a potential lawsuit stemming from allegations of bad advice, misrepresentation, copywright infringement, and others.

Protect your business and get professional liability insurance today.

As an independent insurance agency, we are able to shop for you and get professional liability insurance quotes from a variety of our insurance partners.  We get to work in order to find you the best and most affordable business policy.  Instead of calling up different companies yourself, contact us and we can find the right policy for you from a variety of insurance companies.  To get the process started, you can use the quote form below, give us a call, send an email, or even stop by our office.  We look forward to protecting your business and providing you with great rates on professional liability insurance!